Cost of Home Care

Cost of Home CareDeciding how to best care for the older generation is a personal, life-changing matter that can put a financial and emotional squeeze on the elderly and their families. Fortunately, elder care choices have expanded beyond residential nursing care. Today, supportive home care services are an increasingly sound choice for thousands of families. As a world leader in senior care, Right at Home provides personalized caregiving services wherever our clients live, whether home is a house, apartment, assisted living facility or nursing home. A significant benefit of our adult home care is that it allows our clients to remain in the familiarity and comfort of their own surroundings.

Benefits of Home Care

The majority of seniors do not want to leave their personal residence to live with a relative or move into a care facility. Yet when living without assistance is no longer an option, home care is a solution that brings great relief to seniors and their families. At-home care can vary from a few hours of companionship care a week to round-the-clock nursing care. Our Right at Home adult home care providers are thoroughly trained, insured/bonded professional caregivers who can assist with bathing, exercise and medication reminders to cooking, laundry and transportation.

In addition to providing a trusted helper for loved ones, in-home care is flexible to current or fluctuating health needs. Instead of needing to remain in a nursing home or assisted living facility, Right at Home clients can choose the type and length of assistance they need. Perhaps the greatest benefit, is the cost savings over hiring a nurse or displacing your senior to a care center.

Home Care Can Save You Money

In early 2013, Genworth, a leading Fortune 500 insurance holding company, conducted its 10th annual Cost of Care Survey. The survey included nearly 15,000 long-term care providers across the country and detected a sizeable increase in the cost of facility-based care compared to a gradual cost increase for at-home care. The 2013 summary findings include:

  National Medium Hourly Rate Increase Over 2012

Home Care Services (Licensed)

$18 1.39%

Home Health Aide Services (Licensed)

National Medium Daily Rate

Adult Day Health Care

National Medium Monthly Rate

Assisted Living Facility
(One Bedroom – Single Occupancy)

National Medium Daily Rate

Nursing Home (Semi-Private Room)

National Medium Daily Rate

Nursing Home (Private Room)

$230 3.60%


The 2013 median annual cost for assisted living facility care was $41,400 nationally and has increased 4.3 percent a year during the past five years. In 2013, a private nursing home room cost $83,950 nationally, a 4.5 percent annual increase since 2008. At-home care, however, has edged up only 0.8 percent during the same five-year period.

Since the first Genworth study in 2003, more people each year are moving away from traditional nursing home care and selecting less expensive in-home care, assisted care facilities and adult day care.

Medicare does not currently pay for at-home care services, but some long-term insurance policies will reimburse for home care expenses. Financial advisers note that family caregivers who reduce their work hours or leave their job entirely to care for their loved one need to consider not just the lost wages but also the company pension and  Social Security benefits.

Next Steps

Cost of Home CarePlanning ahead for elder care is crucial to help save money and prevent pressured decisions when the time for help is needed. It’s important to research available care services, and, as much as possible, to include your senior in the discussion. For how to talk through a planning strategy with your loved one, see our “Top 10 Things to Discuss With Your Parents”. We’re here to address your questions and concerns and help you make the right decision for the best care for your senior. Contact a knowledgeable Right at Home care team in your area.

Cannot say enough wonderful things about Right at Home. Right at Home was originally hired just to help with medications for my 83-year-old father as he was alone in his home while his four daughters live in another state. As anyone that has an elderly loved one that lives out of state's hard to worry from afar. It was a great relief to know that Right at Home was checking on him and keeping in touch with us. The nurse was trustworthy, caring, kind and just fantastic in every way. Right at Home spent much time on the phone with us to help choose and get him into a rehab facility after he was sick last year, which I always felt was above and beyond. Just recently I was up visiting with my father because he had developed an infection. My dad refused to go to the hospital and the nurse from Right at Home stayed with us for an extra 4 hours or so until we could finally get the help my father desperately needed at the hospital. Again above and beyond. The Right at Home nurse was like an angel during this stressful time. Five stars is not enough to rate how much Right at Home helped us with our dad.

Mr. Heineman