How Do I Pay for Home Care Services

Medicare, Medicaid and most employer-sponsored HMO and PPO plans will only reimburse you for intermittent visits from a home care nurse on a temporary basis and only when your loved one has a specific qualifying medical diagnosis. In general, these types of insurance policies are not designed to pay for ongoing, hourly caregiving services that are classified as “Long-Term Care.” (Use the Official Medicare Eligibility Tool to learn more.)

That said, there are many other financial options available to you in order to pay for ongoing care services:

Your caregiver was great! This was the first time for us using a home care service and she made us feel comfortable.

Judith