Start Benefiting From Your Long-Term Care Insurance

We are here to help you understand your policy benefits and give tips on initiating a claim. Our team is ready to handle the heavy lifting that comes with utilizing your long-term care insurance policy for in-home care. We aim to be a resource and guide for families navigating a complicated insurance process.

At Right at Home, our office specializes in helping clients navigate the complexities of Long Term Care Insurance (LTCI). Our comprehensive policy review process ensures that clients understand the qualifications needed for reimbursement, including the number of Activities of Daily Living (ADLs) required to qualify. We also clarify whether the policy covers dementia regardless of ADL independence and if the policy's elimination period is waived under Hospice care.

We provide detailed explanations of the elimination period, how it is calculated, and inform clients that any time spent in the hospital or rehab before our home care services can be credited toward the elimination period. To simplify the process, we can submit bills directly to the LTCI company with the necessary supporting documents, allowing clients to pay Right at Home while the LTCI company reimburses them. We retain all records for a minimum of six months to ensure accuracy and transparency.