Oak Harbor, WA
(360) 682-2186

Long-term care (LTC) insurance was specifically designed to reimburse you for qualified care including many of the services we provide. We are happy to work directly with you LTC provider to verify your eligibility and the limits of your individual policy. We know that the insurance lingo can be confusing so we help you cut through the terminology to get the benefits you are entitled to.

Get the care you need and get promptly reimbursed

Lady with Flowers

To qualify for LTC benefits, you will need to provide proof that you received and paid for covered care. We will submit the required paperwork directly to your LTC provider showing that you received qualified care as part of our weekly billing process. This get you reimbursed as quickly and painlessly as possible.

While it is your right to hire whomever you choose, you may find it helpful to know that many LTC Insurance providers will require that you work with a licensed agency rather than through private, or freelance, caregivers. They expect a certain level of professionalism and supervision that comes along with being a legitimate and licensed home care agency. You may still use a private caregiver for some or all of your care needs but will only get reimbursed for those hours and dollars spent through approved agencies such as ours.

We have are pre-approved to work with many LTC providers and know their unique best practices for obtaining prompt reimbursements. We have established effective working relationships with:

  • Alianz
  • Banker’s Life
  • CalPers
  • Chesterfield
  • Continental Casualty Company
  • Farmer’s New World
  • Genworth
  • Jackson National
  • John Hancock
  • Lincoln Life Benefit
  • Metlife
  • Northwestern LTC
  • PENN Treaty
  • Premera/Blue Cross
  • Providence
  • River Source
  • Senior Health Insurance Company of Pennsylvania
  • State Farm
  • Thrivent
  • Transamerica
  • Triplus
  • UNUM

If you don’t see you LTC provider on the list, please give us a call at (360.392.3934) and we will see what we need to do to become one of their qualified care providers.

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