Understanding Long-Term Care Insurance
It Doesn't Have to be Complicated
Navigating the maze of long-term care insurance (LTCI) can be confusing and difficult. Right at Home Orlando is here to help you understand your policy benefits and provide you with tips to initiate a claim.
Step 1: Determine if you have long-term care insurance coverage that may pay for in-home care. If you discover any type of life insurance policy, secure a copy of it so it can be reviewed. If you don’t have access to a copy, the insurance company can be contacted to request a copy.
Step 2: Contact us so we can help you review your policy, answer your questions, and ensure eligibility and coverage of benefits.
Understanding Long Term Care Insurance
Long Term Care Insurance can help pay for a senior's in-home care. Owner Nikki Magyar discusses what to look for in a policy and how Right at Home Orlando can help review a Long Term Care Insurance policy.
How can Right at Home Orlando help families with long-term care insurance?
- Free review of policy and explanation of benefits
- Help families call and start claim
- Determine care needs and activities of daily living to file toward claim
- Explain options with home care, assisted living, and nursing home benefits
- Review daily amount and lifetime benefits
- Review claim paperwork and answer questions
- Schedule nurse assessment for claim
- Elimination period—review all options on how to complete and file with long-term care insurance
- File and maintain all paperwork for families on services with Right at Home
- Advocate and educate on activating and maximizing long-term care benefits
- Free Home Hazard Analysis Checklist
- Community resources
"I'll contact your long-term care insurance provider to conduct a complimentary benefits verification. During this no-cost consultation, I can review the entire policy and address any questions you may have."
– Nikki Magyar, President
Using LTCI For Home Care
Our care team can help with:
- Meal preparation
- Fall prevention
- Light housekeeping and laundry
- Grooming and personal hygiene
- Alzheimer’s and dementia care
- Post-operative care
- Respite care
- Medication reminders
