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Ways To Pay for In-Home Senior Care: A Guide for Families

The vast majority of older adults want to age in place, in their own homes, as long as they can. However, aging, disability, illness or injury can make living at home a challenge. In-home care provided by professionals like Right at Home can be the answer for many families as their senior loved one starts to need additional support to ensure their well-being at home.

Two of the most frequently asked questions we hear are, “What does home care cost?” and “Does insurance pay for it?” The cost of in-home care depends on:

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Geographic location
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Number of care hours
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Frequency of visits
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Types of services needed

Ways To Pay for In-Home Senior Care: A Guide for Families

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Ways To Pay for In-Home Senior Care Guide

Download Ways To Pay for In-Home Senior Care: A Guide for Families

Funding Sources for In-Home Senior Care

There are several funding sources that you may be able to use to help pay for in-home care. In our Ways To Pay for In-Home Senior Care Guide, available above, we provide information on these funding sources to consider:

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Out-of-Pocket/Family-Funded
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Private Insurance/Long-Term Care Insurance
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Long-Term Care Insurance Partnerships
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Hybrid Life Insurance
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Whole Life Insurance
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Viatical Settlement
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Mutual of Omaha Care Funding Solutions Program
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Reverse Mortgages
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Veterans Assistance Programs
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Medicare and Medicaid

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